2024 Starlight homes ashton woods

3 Oct 2021 ... Starlight Homes is a different kind of homebuilder. We build and sell quality homes in neighborhoods across the US, designed to fit your .... Matlab nonlinear least squares

17 Sep 2023 ... Looking for your dream home? Explore Summerwoods Starlight Homes in this video! Discover incredible options for first-time homebuyers with ...Purchase price of $300,490. 5.99% (APR 6.9779%) 30-YR Fixed FHA loan 3.5% down payment required, and a 620 credit score. 3/2/1 Program includes a 3% decrease on the interest rate for year one, 2% decrease in the interest rate for year two and 1% decrease in the interest rate for year three. The interest rate that applies to year one is 2.99%.On the Upswing. To help understand the growth of Ashton Woods in 2022—when the builder increased closings by nearly 500 homes and saw revenue surpass $3.5 billion—it is important to know the ...Purchase price of $391,990. 5.99% (APR 6.9779%) 30-YR Fixed FHA loan 3.5% down payment required, and a 620 credit score. 3/2/1 Program includes a 3% decrease on the interest rate for year one, 2% decrease in the interest rate for year two and 1% decrease in the interest rate for year three. The interest rate that applies to year one is 2.99%.Welcome to Tyson Townhomes, a new community of affordable townhomes in Zephyrhills, FL. Tyson Townhomes offers you the best of both worlds: a peaceful and relaxed lifestyle in a growing and vibrant area, with easy access to all the amenities and attractions of Wesley Chapel and Tampa Bay. Our homes contain brand-new appliances, which include a ... Only available in Starlight Homes Raleigh communities for contracts written between May 1, 2024, and May 31, 2024, on certain available homes. Home must close on or before June 30, 2024. Qualification, income and/or geographic restrictions may apply. Purchase price of $346,990. 5.99% (APR 6.9779%) 30-YR Fixed FHA loan 3.5% down payment required, and a 620 credit score. 3/2/1 Program includes a 3% decrease on the interest rate for year one, 2% decrease in the interest rate for year two and 1% decrease in the interest rate for year three. The interest rate that applies to year one is 2.99%.We would like to show you a description here but the site won’t allow us.Starlight neighborhoods offer quick access to plenty of green space and casual activities, making our Raleigh new construction homes perfect for anyone wanting to enjoy the natural beauty of the area. Enjoy the ample green space at one of Zebulon's six parks, where you can enjoy disc golf, walking, biking or simply taking in the scenery. San Antonio, TX Plans from $336K–$417K. Situated in the foothills of the picturesque Texas Hill Country, Trails at Culebra offers quiet country living with close, easy access to Government Canyon State Natural Area, shopping, dining, golf, Sea World, Lackland AFB and numerous major employers. The community features a resort style pool with ... Ashton Woods / Starlight Homes. Ashton Woods / Starlight Homes, Wendell, NC holds a license according to the North Carolina license board. Their BuildZoom score of 104 ranks in the top 9% of 101,103 North Carolina licensed contractors. Their license was verified as active when we last checked.Ashton Woods Unveils its Entry-Level Moonshot: Starlight Homes. Builder leverages monthly-payment, high-value for a low-price …We build and sell quality new construction homes in neighborhoods across the country. Our New Home Guides can take care of you throughout all parts of the home-buying process. Together with Starlight's parent company, 2023's Builder of the Year Ashton Woods, over 60,000 people have turned our houses into homes. Credit terms are based on a 30-year fixed mortgage. Purchase price of $324,990. 5.99% (APR 6.7665%) 30-YR Fixed FHA loan 3.5% down payment required, and a 620 credit score. 2/1 Program includes a 2% decrease on the interest rate for year one and 1% decrease in the interest rate for year two. The interest rate that applies to year one is 3.99%. Only available in Starlight Homes Raleigh communities for contracts written between May 1, 2024, and May 31, 2024, on certain available homes. Home must close on or before June 30, 2024. Qualification, income and/or geographic restrictions may apply.We build and sell quality new construction homes in neighborhoods across the country. Our New Home Guides can take care of you throughout all parts of the home-buying process. Together with Starlight's parent company, 2023's Builder of the Year Ashton Woods, over 60,000 people have turned our houses into homes.Credit terms are based on a 30-year fixed mortgage. Purchase price of $272,990. 5.99% (APR 6.7665%) 30-YR Fixed FHA loan 3.5% down payment required, and a 620 credit score. 2/1 Program includes a 2% decrease on the interest rate for year one and 1% decrease in the interest rate for year two. The interest rate that applies to year one is …" Starlight Homes is backed by the resources and expertise of Ashton Woods, one of the nation’s largest private homebuilders with over 30 years of experience. Ashton Woods has been named 'Builder of the Year' by Builder & Developer Magazine. When you buy a Starlight home, you can feel confident in the quality of the construction and design.Welcome to the Marigold floorplan at Bella Vista Farms by Ashton Woods Homes! Situated on a prime corner lot, this home boasts a modern desert elevation, blending seamlessly with its surroundings. With 1,779 square feet of thoughtfully designed living space, this residence offers comfort and style at every turn. Starlight Homes neighborhoods are in communities with shopping, dining and entertainment nearby, making our new construction homes near Atlanta a perfect match for people who love options. Grab dinner and drinks at Decatur Square in Decatur, Ga., a hot spot for young couples and families who love to wine and dine. An HOA is a non-profit organization made up of volunteers and a board of directors that creates and implements the rules for a subdivision of homes. Or in simpler terms, a group of friendly residents who keep the neighborhood looking good and take care of issues that might come up. When you purchase a home with an HOA, you … Purchase price of $313,990. 5.99% (APR 6.9779%) 30-YR Fixed FHA loan 3.5% down payment required, and a 620 credit score. 3/2/1 Program includes a 3% decrease on the interest rate for year one, 2% decrease in the interest rate for year two and 1% decrease in the interest rate for year three. The interest rate that applies to year one is 2.99%. Starlight Homes neighborhoods are in communities with shopping, dining and entertainment nearby, making our new construction homes near Atlanta a perfect match for people who love options. Grab dinner and drinks at Decatur Square in Decatur, Ga., a hot spot for young couples and families who love to wine and dine. Shepards Park is located near Highway 264, making travel to and from the community a breeze. This neighborhood offers plenty of floorplans in the Raleigh area, including ranch-style and two master-down plans. Every home for sale in Zebulon, NC, boasts stainless steel appliances, including a washer, dryer, refrigerator, oven, and dishwasher ... Experience: Starlight Homes · Location: Scottsdale · 500+ connections on LinkedIn. View Matt Linaman’s profile on LinkedIn, a professional community of 1 billion members.Ashton Woods has several new home communities in Summerville, including inside of the prestigious Cane Bay Plantation. Regardless of whether you aim to move across the country or down the street, our hands-on sales counselors will make the process as stress-free as possible by providing full transparency, regular communication, and expert ...Purchase price of $349,990. 5.99% (APR 6.7665%) 30-YR Fixed FHA loan 3.5% down payment required, and a 640 credit score. Restrictions on the maximum loan amount and loan-to-value ratio apply. In addition to payment for principal and interest, payments for taxes, homeowner’s insurance, mortgage insurance and possible HOA dues are required.Purchase price of $331,990. 5.99% (APR 6.9779%) 30-YR Fixed FHA loan 3.5% down payment required, and a 620 credit score. 3/2/1 Program includes a 3% decrease on the interest rate for year one, 2% decrease in the interest rate for year two and 1% decrease in the interest rate for year three. The interest rate that applies to year one is 2.99%. Purchase price of $249,990. 5.99% (APR 6.7665%) 30-YR Fixed FHA loan 3.5% down payment required, and a 620 credit score. 2/1 Program includes a 2% decrease on the interest rate for year one and 1% decrease in the interest rate for year two. The interest rate that applies to year one is 3.99%. JavaScript is disabled. In order to continue, we need to verify that you're not a robot. This requires JavaScript. Enable JavaScript and then reload the page.Ashton Woods Unveils its Entry-Level Moonshot: Starlight Homes. Builder leverages monthly-payment, high-value for a low-price …The workmanship warranty establishes the standards applicable to the fit, finish and materials used in the construction of your home. Commonly used across industries, fit refers to how well the parts of the finished product come together and finish refers to the completeness of work. Overview of items covered: Roof covering. Cabinets. Countertops. Purchase price of $331,990. 5.99% (APR 6.282%) 30-YR Fixed FHA loan 3.5% down payment required, and a 620 credit score. Restrictions on the maximum loan amount and loan-to-value ratio apply. In addition to payment for principal and interest, payments for taxes, homeowner’s insurance, mortgage insurance and possible HOA dues are required. Purchase price of $378,990. 5.99% (APR 6.7665%) 30-YR Fixed FHA loan 3.5% down payment required, and a 620 credit score. 2/1 Program includes a 2% decrease on the interest rate for year one and 1% decrease in the interest rate for year two. The interest rate that applies to year one is 3.99%. The interest rate that applies to year two is 4.99%.Only available in Starlight Homes Myrtle Beach communities for contracts written between April 1, 2024, and April 30, 2024, on certain available homes. Home must close on or before May 31, 2024. Qualification, income and/or geographic restrictions may apply.We build and sell quality homes in neighborhoods across the country. Our New Home Guides can take care of you throughout all parts of our straightforward buying process. You can be in a new home in just five steps. Together with Starlight's parent company Ashton Woods, over 50,000 people have turned our houses into homes. If you're looking for a …" Starlight Homes is backed by the resources and expertise of Ashton Woods, one of the nation’s largest private homebuilders with over 30 years of experience. Ashton Woods has been named 'Builder of the Year' by Builder & Developer Magazine. When you buy a Starlight home, you can feel confident in the quality of the construction and design.Ashton Woods—No. 15 on the 2021 Builder 100 —announced that it has acquired the assets of Capitol City Homes, the fifth largest private home builder in Raleigh, North Carolina. The acquisition ...ABOUT ASHTON WOODS / STARLIGHT HOMES: Ashton Woods is the nation’s largest private homebuilder* and was recently named Builder of the Year by Builder magazine. The company markets its homes ...Home improvement projects can be a great way to spruce up your home, but it’s important to use the right materials. 2×4 plastic lumber is an increasingly popular choice for home im...Purchase price of $342,990. 5.99% (APR 5.3397%) 30-YR Fixed FHA loan 3.5% down payment required, and a 640 credit score. Restrictions on the maximum loan amount and loan-to-value ratio apply. In addition to payment for principal and interest, payments for taxes, homeowner’s insurance, mortgage insurance and possible HOA dues are required.Starlight Homes. Austin. Cottonwood Farms. Own your new home from $1,993/month* For information or directions. 512-641-9484. Affordable Homes for Sale in Hutto. Starting at …Kyle is one of the fastest-growing cities in Texas, which makes it a perfect place for a family. Our community, Bunton Creek, is conveniently located less than a mile away from Interstate 35, which makes it an easy 20 minute drive to downtown Austin or an hour drive to San Antonio. There are plenty of shopping and dining options close by.Purchase price of $236,990. 5.99% (APR 6.7665%) 30-YR Fixed FHA loan 3.5% down payment required, and a 620 credit score. 2/1 Program includes a 2% decrease on the interest rate for year one and 1% decrease in the interest rate for year two. The interest rate that applies to year one is 3.99%.Greyson Parc is located in the historic town of Locust Grove offering both Single Family Homes and Townhomes. Enjoy the convenience of living in a historic town while being only 10 minutes from I-75, close to Hartsfield Jackson International Airport, Atlanta’s work centers, quaint restaurants and fun activities and adventures for all ages.Wood is a beautiful and versatile material that adds warmth and elegance to any home. However, one common issue that wood owners face is water stains. Before we dive into the remed...Ashton Woods / Starlight Homes. Ashton Woods / Starlight Homes, Wendell, NC holds a license according to the North Carolina license board. Their BuildZoom score of 104 ranks in the top 9% of 101,103 North Carolina licensed contractors. Their license was verified as active when we last checked.Purchase price of $280,490. 5.99% (APR 6.9779%) 30-YR Fixed FHA loan 3.5% down payment required, and a 620 credit score. 3/2/1 Program includes a 3% decrease on the interest rate for year one, 2% decrease in the interest rate for year two and 1% decrease in the interest rate for year three. The interest rate that applies to year one is 2.99%.Results 1 - 25 of 454 ... Key Employees of Starlight Homes · Michael Roche · Matthew Linaman · Lisa Sims · Darryl Colwell.Feb 11, 2022. Starlight Homes, a subsidiary of Atlanta-based Ashton Woods Homes, has acquired 150 acres in the Lake Houston area to develop a residential community with …48 Home Plans. 21 Quick Move-Ins. Special Offer. Filter. Sort By. Ashton Woods Named 2023 Builder of the Year by Builder Magazine. Read the Article. Ellington Classical | …Sunbrooke Homes for Sale by Ashton Woods and Starlight Homes. Sunbrooke is a community located in Saint Cloud Florida ZIP code 34771. The community is off of Narcoossee Road and has access to Lake Nona and Highway Sr 417. Single family homes are the primary build. Ashton Woods and its Starlight homes brand are both …An HOA is a non-profit organization made up of volunteers and a board of directors that creates and implements the rules for a subdivision of homes. Or in simpler terms, a group of friendly residents who keep the neighborhood looking good and take care of issues that might come up. When you purchase a home with an HOA, you … " Starlight Homes is backed by the resources and expertise of Ashton Woods, one of the nation’s largest private homebuilders with over 30 years of experience. Ashton Woods has been named 'Builder of the Year' by Builder & Developer Magazine. When you buy a Starlight home, you can feel confident in the quality of the construction and design. Find affordable new homes for sale in San Antonio, Texas with Starlight Homes. We offer a variety of floorplans and over $10k in home upgrades.Purchase price of $337,990. 5.99% (APR 6.7665%) 30-YR Fixed FHA loan 3.5% down payment required, and a 620 credit score. 2/1 Program includes a 2% decrease on the interest rate for year one and 1% decrease in the interest rate for year two. The interest rate that applies to year one is 3.99%. The interest rate that applies to year two is 4.99%.From $550,000–$782,000. Dawsonville, GA. Single Level. 4–5 Beds. 2–4 Baths | 1 Half Bath. 2,943–3,531 sq. ft. Amenities. Award-Winning 18-Hole Golf Course – Designed by Denis Griffiths, Jr. Golf Club House with Heron Grille Restaurant and Banquet Facilities.Keeping your home cozy and warm while saving you cash throughout those chilly winter months makes your wood burning stove an important part of your home’s function and style. Check...13 Dec 2022 ... Summers Bend by Ashton Woods Coming in 2023 Along the banks of the Ashley River, amongst the Lowcountry marsh and natural landscape, ... Purchase price of $228,990. 5.99% (APR 6.7665%) 30-YR Fixed FHA loan 3.5% down payment required, and a 620 credit score. 2/1 Program includes a 2% decrease on the interest rate for year one and 1% decrease in the interest rate for year two. The interest rate that applies to year one is 3.99%. The interest rate that applies to year two is 4.99%. We build and sell quality new construction homes in neighborhoods across the country. Our New Home Guides can take care of you throughout all parts of the home-buying …Only available in Starlight Homes Raleigh communities for contracts written between April 1, 2024, and April 30, 2024, on certain available homes. Home must close on or before May 31, 2024. Qualification, income and/or geographic restrictions may apply.26 Jun 2023 ... from Ashton Woods Homes ... From across the pond to just down the road from Atlanta, we're covering a lot of ground in this week's ON-SITE with ...Only available in Starlight Homes Atlanta communities for contracts written between May 1, 2024, and May 31, 2024, on certain available homes. Home must close on or before June 30, 2024. Qualification, income and/or geographic restrictions may apply.Purchase price of $248,990. 5.99% (APR 6.9779%) 30-YR Fixed FHA loan 3.5% down payment required, and a 620 credit score. 3/2/1 Program includes a 3% decrease on the interest rate for year one, 2% decrease in the interest rate for year two and 1% decrease in the interest rate for year three. The interest rate that applies to year one is 2.99%.Maricopa, AZ Plans from $317K–$471K. Show Less. Welcome to Amarillo Creek, the newest Ashton Woods master-planned community in Maricopa, AZ! Amarillo Creek offers three product lines and an impressive range of floor plans, catering to various needs and preferences. From the cozy yet functional 3-bedroom layouts to the spacious and …Only available in Starlight Homes Tampa communities for contracts written between April 1, 2024, and April 30, 2024, on certain available homes. Home must close on or before May 31, 2024. Qualification, income and/or geographic restrictions may apply. Offer only available on homes that are purchased as a primary residence.WAS $600,330. NOW $589,990. Ashton Woods has built a reputation for creating exceptionally designed, inspired homes in the most desirable communities.Welcome to Ashford Park, an exceptional new home community located in Covington, GA. Nestled in a prime location with direct access to Hwy 20, Ashford Park offers a convenient and vibrant lifestyle for its residents. Within a short distance, you can find a wide range of eateries. From the Mystic Grill to Amici Italian Cafe, there are dining ...Welcome to the Marigold floorplan at Bella Vista Farms by Ashton Woods Homes! Situated on a prime corner lot, this home boasts a modern desert elevation, blending seamlessly with its surroundings. With 1,779 square feet of thoughtfully designed living space, this residence offers comfort and style at every turn.Located in San Tan Valley, AZ, Wales Ranch benefits from a vibrant community atmosphere surrounded by the breathtaking natural beauty of the Sonoran Desert. Residents will enjoy access to various amenities, including parks, walking trails and recreational facilities. In addition to great amenities, our stylish, move-in-ready homes have great ...Only available in Starlight Homes Tampa communities for contracts written between April 1, 2024, and April 30, 2024, on certain available homes. Home must close on or before May 31, 2024. Qualification, income and/or geographic restrictions may apply. Offer only available on homes that are purchased as a primary residence.Only available in Starlight Homes Charleston communities for contracts written between May 1, 2024, and May 31, 2024, on certain available homes. Home must close on or before June 30, 2024. Qualification, income and/or geographic restrictions may apply.The real question is, "why not?". Located in the 5th-most populous county in Texas, and one of the fastest-growing suburbs of Austin, living in Manor comes with tons of perks. With easy access to Hwy-290, State Hwy 45 and Toll Road 130 you'll have easy access to downtown Austin, where you can enjoy the best dining, shopping and entertainment. " Starlight Homes is backed by the resources and expertise of Ashton Woods, one of the nation’s largest private homebuilders with over 30 years of experience. Ashton Woods has been named 'Builder of the Year' by Builder & Developer Magazine. When you buy a Starlight home, you can feel confident in the quality of the construction and design. Welcome to Tyson Townhomes, a new community of affordable townhomes in Zephyrhills, FL. Tyson Townhomes offers you the best of both worlds: a peaceful and relaxed lifestyle in a growing and vibrant area, with easy access to all the amenities and attractions of Wesley Chapel and Tampa Bay. Our homes contain brand-new appliances, which include a ...Credit terms are based on a 30-year fixed mortgage. Purchase price of $404,990. 5.99% (APR 6.7665%) 30-YR Fixed FHA loan 3.5% down payment required, and a 620 credit score. 2/1 Program includes a 2% decrease on the interest rate for year one and 1% decrease in the interest rate for year two. The interest rate that applies to year one is …Purchase price of $249,990. 5.99% (APR 6.7665%) 30-YR Fixed FHA loan 3.5% down payment required, and a 620 credit score. 2/1 Program includes a 2% decrease on the interest rate for year one and 1% decrease in the interest rate for year two. The interest rate that applies to year one is 3.99%.Starlight Homes. Share: Builder-General Contractors; Starlight Homes. Visit Website; 9720 Princess Palm Ave . Suite 130. Tampa, FL 33619 (813) 324-8815. Ashton Woods Homes. Hours: Sunday & Monday 12pm - 6pm ... resulting in exceptional design in every Ashton Woods home. Consistently recognized as one of the Most Trusted Builders in …Credit terms are based on a 30-year fixed mortgage. Purchase price of $291,990. 5.99% (APR 6.282%) 30-YR Fixed FHA loan 3.5% down payment required, and a 620 credit score. Restrictions on the maximum loan amount and loan-to-value ratio apply.Forney, TX Plans from $388K–$451K. NEW PHASE! Introducing Ashton Woods master-planned community, Gateway Parks, located just 22 miles from downtown Dallas, between US 80 and I-20, in Forney, Texas. New homes both one and two-story home designs situated on 60 foot over-sized single family home sites with fully fenced in private back … Maybe you haven’t bought a home before, or maybe you have. Either way, our home-buying process is straightforward. You can be in a new home in just five steps. If you're currently renting, the experience will feel similar to getting an apartment or rental property. For experienced buyers, you'll wonder why it's never been this easy before. " Starlight Homes is backed by the resources and expertise of Ashton Woods, one of the nation’s largest private homebuilders with over 30 years of experience. Ashton Woods has been named 'Builder of the Year' by Builder & Developer Magazine. When you buy a Starlight home, you can feel confident in the quality of the construction and design.The company markets its homes through its two award-winning brands, Ashton Woods Homes and Starlight Homes. The Ashton Woods brand is known for blazing new trails in design and personalization to ...Purchase price of $337,990. 5.99% (APR 6.7665%) 30-YR Fixed FHA loan 3.5% down payment required, and a 620 credit score. 2/1 Program includes a 2% decrease on the interest rate for year one and 1% decrease in the interest rate for year two. The interest rate that applies to year one is 3.99%. The interest rate that applies to year two is 4.99%.Introducing Ashton Woods master-planned community, Gateway Parks, located just 22 miles from downtown Dallas, between US 80 and I-20, in Forney, Texas. New homes …Wood floors add warmth and beauty to any home, and proper maintenance is essential to keep them looking their best. One common mistake people make when cleaning their wood floors i...

The workmanship warranty establishes the standards applicable to the fit, finish and materials used in the construction of your home. Commonly used across industries, fit refers to how well the parts of the finished product come together and finish refers to the completeness of work. Overview of items covered: Roof covering. Cabinets. Countertops. . Brooklyn waffle house photos

During the past decade, Ashton Woods launched entry-level brand Starlight Homes, entered the single-family build-to-rent sector, and expanded its geographic footprint, all while ensuring...Ashton Woods is one of the nation’s largest private homebuilding companies, delivering over 50,000 homes to homeowners over the course of its 30-plus …Ashton Woods and our industry trade partners raised a record-setting $170,000 for two local charities at its Annual Trade Partners Charity Golf Tournament, held recently at Bear’s Best Atlanta in Suwanee, Georgia. This was the seventh year that Ashton Woods and our Starlight Homes brand sponsored the event—and our most …The company markets its homes through its two award-winning brands, Ashton Woods Homes and Starlight Homes. The Ashton Woods brand is known for blazing new trails in design and personalization to ...Purchase price of $244,990. 5.99% (APR 6.7665%) 30-YR Fixed FHA loan 3.5% down payment required, and a 620 credit score. 2/1 Program includes a 2% decrease on the interest rate for year one and 1% decrease in the interest rate for year two. The interest rate that applies to year one is 3.99%. The interest rate that applies to year two is 4.99%. Purchase price of $331,990. 5.99% (APR 6.282%) 30-YR Fixed FHA loan 3.5% down payment required, and a 620 credit score. Restrictions on the maximum loan amount and loan-to-value ratio apply. In addition to payment for principal and interest, payments for taxes, homeowner’s insurance, mortgage insurance and possible HOA dues are required. Purchase price of $351,900. 5.99% (APR 6.18%) 30-YR Fixed FHA loan 3.5% down payment required, and a 640 credit score. Restrictions on the maximum loan amount and loan-to-value ratio apply. In addition to payment for principal and interest, payments for taxes, homeowner’s insurance, mortgage insurance and possible HOA dues are required.Only available in Starlight Homes Myrtle Beach communities for contracts written between April 1, 2024, and April 30, 2024, on certain available homes. Home must close on or before May 31, 2024. Qualification, income and/or geographic restrictions may apply. Only available in Starlight Homes Dallas communities for contracts written between May 1, 2024, and May 31, 2024, on certain available homes. Home must close on or before June 31, 2024. Qualification, income and/or geographic restrictions may apply. There are endless, family-friendly city amenities, including Copper Sky Regional Park which is 98 acres of endless opportunities for fitness, fun and leisure. From outdoor adventures to shopping, dining, and easy commuting, Maricopa has a lot to offer. Find your new home in Maricopa, AZ today and explore the possibilites with Ashton Woods. Supply of homes and homesites at these prices are limited and subject to availability. Find affordable new homes for sale in Charleston, South Carolina with Starlight Homes. We offer a variety of floorplans and over $10k in home upgrades.Purchase price of $244,990. 5.99% (APR 6.7665%) 30-YR Fixed FHA loan 3.5% down payment required, and a 620 credit score. 2/1 Program includes a 2% decrease on the interest rate for year one and 1% decrease in the interest rate for year two. The interest rate that applies to year one is 3.99%. The interest rate that applies to year two is 4.99%..

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