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If you can’t qualify for a no-deposit credit card, a secured credit card may be an alternative. Authorized users on someone else’s account don’t need to put down a deposit. If you have an income and a good credit ...Coverage is limited to $10,000 per claim, $50,000 per account. Bottom Line: Many Amex, Capital One, and Chase-issued cards come with purchase protection and extended warranty benefits that may protect your eligible online shopping purchases. Fewer cards are issued with additional return protection benefits.Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch. If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.Sep 19, 2023 · Bottom Line. Buy now, pay later is a great option if you have poor credit because it’s one of the few ways you can get an interest-free or low-interest loan. 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