Deductible att - Car donation for vets is a great way to show your support for the men and women who have served our country. Not only does it help veterans, but it can also provide you with a tax ...

 
D) deductible Since you have no deductible, this payment stage doesn't apply. Stage 2: Initial coverage (After you pay your deductible, if applicable) Retail Cost-Sharing Mail Order Cost-Sharing 30-day supply 90-day supply Tier 1: Preferred Generic $0 copay $0 copay Tier 2: Generic $10 copay $25 copay Tier 3: Preferred Brand 1 $40 copay $100 .... Dateline family business

The deductible is a critical component of any insurance claim, including fallen tree damage claims. It represents the total amount of money you, as the policyholder, are expected to pay before your insurance coverage comes into effect to cover the remaining costs of the claim. Understanding how the deductible works for fallen tree damage claims ...If this is a malfunction on a different phone than the one you intend to replace, call 888-562-8662. An expert will help you. If the device has accidental damage caused during use, has been lost or stolen, or it has been more than 12 months, you can still replace your device, but you’ll need to start a claim.There are limits of up to $2,000 per approved claim and up to $5,000 every 12 months. A service fee of $0, $49, or $99 plus tax will be charged for each approved claim. We'll repair, replace, or reimburse you for your covered breakdowns. Non-original parts may be used for repair, and a replacement product may be a new, refurbished, or ...Browse questions by topic. Learn more about the various cell phone insurance plans offered by Asurion and our partner companies such as AT&T, Verizon and Sprint.The insurance company will send you a check for $9,000, representing the $10,000 cost minus your $1,000 deductible. Later that year, a separate incident causes a similar amount of damage. Once ...Key Takeaways:. AT&T is the first carrier to give customers the choice to purchase enhanced data connectivity for real-time responsiveness and improved …Alight is here to answer your questions before, during and after enrollment. Visit Alight Retiree Health Solutions or call 800-928-8027 (TTY 711). For information about the AT&T Group Medicare Advantage (PPO) plan administered by UnitedHealthcare®, contact UnitedHealthcare at 866-819-3448 (TTY 711), 8 a.m. to 8 p.m. local time, 7 days a week.1. Go to Account & services > My wireless. 2. Scroll to My Devices and select the device you want to manage. 3. Select Manage device & features > Get features for your device. 4. Scroll down and select a device protection option. 5.consecutive months in order to receive the Declining Deductible discount. ** Motorola Moto X is eligible for Mobile Protection Pack (MPP)/Mobile Insurance. Claims on thisconsecutive months in order to receive the Declining Deductible discount. ** Motorola Moto X is eligible for Mobile Protection Pack (MPP)/Mobile Insurance. Claims on thisHello @zhongyujasmine! We can help provide info on printing a receipt for your payments. To print your online bill, sign in to myAT&T: Select Go to bill & payments from the Total Balance card. Select View current paper bill (pdf). Select the bill from the download. Then select Print.Insurance Deductible charged even i have not accepted the device sent by insurance Hi, I have filed a claim for my iphone 8 plus red edition and then the insurance said they will send the silver colour and i told them i do not need that colour and asked them to cancel the claim. they said they will not be able to do it from their end.Display size (inches) 6.1-inch (diagonal) all-screen OLED display. Resolution (pixels) 2532-by-1170-pixel resolution at 460 ppi. Contrast ratio (typical) 2,000,000:1 contrast ratio (typical) Splash, water, and dust resistant 2. Rated IP68 (maximum depth of 6 meters up to 30 minutes) under IEC standard 60529.$50 /mo. Protect up to 4 devices, even ones that aren't connected to the AT&T Wireless SM network. See details. Enroll now. Find the best phone insurance plan to cover your phone and other devices. Plan benefits include screen repair, battery & same day replacement …I pay $1.00 a month for CarePlus. What is CarePlus? @bethpresley - As @baseballisback noted - that's an internal AT&T benefit. Folks here can't help you with those questions. You'd need to add it to your benefits package - if you want to - during annual enrollment.The next generation of innovative Google smartphones are making their debut at AT&T, featuring the Google Pixel 6 Pro and the Google Pixel 6. We're making it easier than ever to get your 5G phone at AT&T, on America's Most Reliable 5G Network. 1 Pre-orders for the Pixel 6 and Pixel 6 Pro begin Oct. 19. You can find both phones online and ...There are limits of up to $2,000 per approved claim and up to $5,000 every 12 months. A service fee of $0, $49, or $99 plus tax will be charged for each approved claim. We'll repair, replace, or reimburse you for your covered breakdowns. Non-original parts may be used for repair, and a replacement product may be a new, refurbished, or ...ATT Multi-Device Protection Pack is a scam. I've been paying $35 for months for the Multi-Device Protection Pack. At the time the ATT rep explained that with this I could repair/replace 3 devices with a "low deductible". So the other day my wife dropped her Iphone 7 Plus and the screen cracked.AT&T's Protect Advantage plan also has steep deductibles — $225 for Tier 3 devices and $275 for Tier 4 devices. In contrast, Upsie has extended warranty plans for all major cell phones for a much more affordable price. For example, purchasing a 2-year iPhone 13 Pro Max warranty would cost $9.99 per month. Additionally, the plan has a $0 ...Cell phone insurance can save you money by reducing your out-of-pocket costs if something happens to your phone. Depending on the model, it could cost upwards of $1,000 to replace if you lose it ...Reading the TOS for the mobile insurance, there seems to be two deductibles, a repair and a replacement.Does that mean just want it says? If my S8+ screen cracks and it is repaired, it'll cost me $...Declining Deductible: At 12 months since the incident date of your last approved claim * $25.00 $62.00 $99.00 *Customers continuously enrolled in AT&T Mobile Insurance who remain claim-free for at least six consecutive months will be eligible for a Declining Deductible discount. See terms and conditions for full details.Deductibles Device Tier A Deductible: $25 LG K40™ Samsung Galaxy® J3 Device Tier B Deductible: $50 Apple® iPhone® 5/5C/5S Samsung Galaxy J7 Device Tier C Deductible: $125 Apple iPhone SE/6/6+ Apple Watch Series 3 GPS + Cellular, Aluminum Case, All Bands Samsung Galaxy S5/S6 Samsung Galaxy Note 4/5 Bring Your Own Device (a non-AT&T make ...Tax-deductible contributions to a traditional 401(k) are capped at $19,500 for 2021. Workers age 50 and older can make an additional $6,500 in catch-up contributions. 2. Schedule Your RMD for 2021Best for high coverage limit: Capital One Venture X Rewards Credit Card (see rates and fees) Best for covering screen damage: The Platinum Card® from American Express. Best for low deductible ...Even if her phone has been claim free for over a year. And now they will cancel coverage. Lets see, 2 lines for 7 years at $7 each month. (7 x 12) x 2 = 168 168 x $7 = $1,176. Plus $99, plus $225 = $1,500. So if the OP had saved the $7 each month for 7 years, and the deductibles, they would have $1,500 to buy new phones.Meet the Samsung Galaxy Z Fold3 5G with a 7.6-inch Infinity Flex QXGA+ 120Hz display and an Under Display Camera, so you can watch movies or play games on the edge-to-edge foldable screen. Multi-task for work and play with up to three multi-windows. Durability for confidence with water resistance,1 Gorilla Glass Victus and Samsungs strongest ...We would like to show you a description here but the site won't allow us.A non-refundable deductible or service fee ranging from $25 to $275 will be charged to your wireless account for each approved claim (except approved $0 battery replacements). 7 Available for select devices in select areas and is subject to parts and technician availability. Claims must be filed and approved by 4pm.AT&T's maximum deductible is nearly $300 and is higher than nearly all of their competitors. This means that AT&T customers who own Samsung's latest Galaxy smartphone must contribute an additional $299 in the event of a claim. In comparison, Upsie charges $0 for smartphone screen repair deductibles and $75 for other repairs.Annual deductible $0 $0 $0 $0 Out-of-pocket maximum $900 $900 $8,700 N/A Primary care physician/specialist visit $0 / $30 $0 / $30 $2 / $36 Covered (exclusions may apply) Hospital stay $100 $100 $334, days 1-5 in-network, (INN) 40% out-of-network (OON) Covered (exclusions may apply) Emergency room visit $135 $135 $65 Covered (exclusions may ...Want to learn more about filing a claim? Learn more about the claims process. Your questions on phone deductible, Asurion insurance and phone insurance claims are answered here. Find all device insurance and protection details with Verizon.Asurion replaces screens for $29 deductible. It's the same for AT&t Verizon or T-Mobile or if you have insurance through apple . Unfortunately you did not break the screen you broke the back glass. This is not fixable and requires the entire phone be replaced through insurance at full deductible cost. 0.Login to manage your AT&T Wireless, DIRECTV, U-verse, Internet or Home Phone services. View or pay your bill, check usage, change plans or packages, manage devices & features, and more.AT&T's maximum deductible is nearly $300 and is higher than nearly all of their competitors. This means that AT&T customers who own Samsung's latest Galaxy smartphone must contribute an additional $299 in the event of a claim. In comparison, Upsie charges $0 for smartphone screen repair deductibles and $75 for other repairs.When it comes to tax deductions, every penny counts. If you’re someone who regularly donates to charitable organizations, it’s crucial to keep track of your contributions. One way ...One simple plan covers the tech in your home. From broken TVs to spills on laptops, rest easy knowing we cover every eligible device: No matter where you bought it. Regardless of how old it is. Even without a receipt. Protect the tech in your home—for less than $1/day.Protection from Damage: One of the main reasons why people want phone insurance is to save money on out-of-pocket costs associated with issues like water damage, broken screens, mechanical failures after the warranty ends, and more. Even if your deductible is $50 to $200, that’s still likely cheaper than buying an entirely new …***Deductible varies depending on device model and connected/non-connected device. Limited to six (6) claims within any consecutive 12 months with a maximum replacement value of $1,500 …Replace My Device. Once your claim is approved, we'll mail you a reconditioned replacement device of like type and quality. File, continue, or track a claim. for your mobile device. File or Track a Claim. File a claim with Assurant. We offer one of the most comprehensive suites of device protection services available today.The company still owed $3. During the period of one taxable year at a manufacturing plant, the total income on a cash basis was $21 million. Five million dollars of immediate debts due the company was unpaid at the end of the year. The company paid out $15 million on a cash basis during the year, and all of this amount was tax-deductible as a ...RansZ28. The deductible won't be charged to your account. Will need to be paid up front before service or replacement. Does anyone know if I lose my phone does the deductible have to be paid upfront or will they just put it on my bill?A non-refundable deductible will be charged for each approved claim. Deductible amounts are based on device tiers. Connected Devices Standard Deductible Tier A $25 Tier B …Topic no. 513, Work-related education expenses. You may be able to deduct the cost of work-related education expenses paid during the year if you're: To be deductible, your expenses must be for education that (1) maintains or improves skills needed in your present work or (2) your employer or the law requires to keep your present salary, status ...Everything read and told by AT& T rep is that adding Apple Watch SE to account will add ongoing $10.00 plus one time activation fee to the bill . Customer Service Summary sent by email shows a doubling of current bill as an ongoing bill (Approx $96 to $210). Note this is not an AT&T supplied Apple Watch but purchased separately form Apple store.Hi everyone, I have an S7 Edge with a cracked screen that I got on August 5th, 2016. I had heard that with my insurance, after a year the cost would be $112 if I've never filed a claim. I have never filed a claim, but when I use the Asurion site, my deductible is still $225. Am I wrong in thinking it should be $112?Galaxy XCover6 Pro. $16.67/mo. Retail price: $599.99. All monthly pricing req's 0% APR, 36-mo. Installment agmt. $0 down for well-qual. customers. Tax on full price due at sale. Restrictions apply. See price details. See what you qualify for upfront—without hurting your credit score. See what you can get.A non-refundable deductible (or service fee) is charged and ranges from $25-275, based on the device. There are no repair fees, except for customers in New York, where a screen repair fee of $29 ...AT&T will have an open enrollment period from March 1 to April 30. Normally, you have to enroll within 30 days of activation or upgrade. This open enrollment period is a perfect opportunity for individuals and businesses that are AT&T wireless customers and have had their AT&T smartphones or tablets for more than 30 days to enroll in one of AT ...Feb 22, 2024 · Ways to file. Go to phoneclaim.com/att. Call 888.562.8662. We’re available weekdays from 8 a.m. to 10 p.m. ET and weekends from 9 a.m. to 9 p.m. ET. When you file. You’ll be charged a non-refundable deductible when you file your claim. Make sure you file your claim within 60 days of loss or damage. Have this info handy: Device brand and model. Getty. A deductible is what you pay for healthcare services before your health insurance plan begins paying for care. The out-of-pocket maximum is the most you can pay for in-network care during a ...Your deductible saves you money. It's a fraction of the full retail price for an unsubsidized replacement (a device without a new contract with your wireless provider). NEXT DAY SHIPPING. If we send you a replacement, you'll receive it as soon as the next business day! The majority of replacement devices ship the next day from the time your ...One simple plan covers the tech in your home. From broken TVs to spills on laptops, rest easy knowing we cover every eligible device: No matter where you bought it. Regardless of how old it is. Even without a receipt. Protect the tech in your home—for less than $1/day.Also, most car insurance policies won’t buy you a replacement car. That’s all funded by you, with whatever you have left after paying off the wrecked car. Finally, your car insurance most likely had a deductible too. The difference I see between car and phone insurance is that the phone insurance provides a replacement.I have to vent here - about two years ago we purchased a new phone for my wife as an upgrade from a basic cell phone. We went with the iPhone 5C; while purchasing we were talked into buying the ins...the insurance (depending on the phone) can come with a hefty deductible just like any other insurance. Mind you at&t is not the insurance , assurion is the provider. heres the downside, most likely your claim will be denied since the insured phone was not tha last phone on network with your number. at this point you may want to just buy another phone outright or continue to use the phone you ...All Perils Deductible. Wind Deductible. Named Storm Deductible. Water Damage Deductible. Condominiums in Maryland and Delaware have the ability to charge deductibles back to the unit owner of origin - or where the damage started. Maryland caps this amount at $5,000 and Delaware is currently unlimited. So what happens if the association ...att.com. Sign in. AT&T Community Forums. Wireless. Features & Services. Account Features. Mobile Insurance Deductibles. Hurry! Find the perfect gift today! Everyone gets our best deals on any smartphone! Get the myAT&T app. Learn more. Suntitan.Protection from Damage: One of the main reasons why people want phone insurance is to save money on out-of-pocket costs associated with issues like water damage, broken screens, mechanical failures after the warranty ends, and more. Even if your deductible is $50 to $200, that’s still likely cheaper than buying an entirely new …If you are claiming any refundable credits, complete the appropriate credit forms and Form IT-203-ATT. Transfer the amount of refundable credits to line 61 (see income tax credits). You must submit the completed credit forms and Form IT-203-ATT with your return. Lines 62, 63, and 64: Total New York State, New York City, and Yonkers tax withheldHow do I utilize my protection plan and get the sliding scale deductible discount. I have only had the phone for three months and major cracking on the screen. No drops however something in my pock...Health insurance deductibles (and out-of-pocket maximums) are not prorated when a person joins a plan mid-year. They still have to meet the regular annual deductible before post-deductible benefits kick in. There are occasionally exceptions to this rule, when a new health plan will give a person credit for the amount they already spent in the ...Repairing your phone with Asurion is typically faster, more affordable, and more trustworthy than going to an unauthorized repair store. We can repair your phone fast, with m ost repairs done in 45 minutes or less. Get authorized service repairs with our 1-year limited repair warranty. Repairs are as low as $29, so breaking your phone won't ...Since 2012, the average charge from wireless providers decreased by 24 percent, from $47.00 per line per month to $35.74 per line. However, during this same time, wireless taxes, fees, and government surcharges increased from 17.2 percent to 25.4 percent of the average taxable portion of wireless bills.Can I turn my out of warran... The Samsung Galaxy S24. Buy nowThe cracked screen repair option is automatically included with your insurance plan when you have an eligible device. There is an $89 deductible for a cracked screen repair. The screen repair deductible may be less than the deductible for replacing the covered device or purchasing a new one. When you have a cracked screen and are eligible for a ...But for just $24.99 per month, Asurion Home+® covers all your favorite home tech against the unexpected. Asurion Home+ offers Apple Watch protection and benefits an Apple Watch warranty can't provide. Device warranties can provide peace of mind—but they can also expire. Asurion Home+ protection doesn't. It covers all of your eligible ...Want to learn more about filing a claim? Learn more about the claims process. Your questions on phone deductible, Asurion insurance and phone insurance claims are answered here. Find all device insurance and protection details with Verizon.A Galaxy S5 does fall under Tier D according to our insurance provider. You can view the full Insurance deductible tier list on this Phone Claim article. If you have any additional questions or concerns, don’t hesitate to reach back out to us. Have a nice day. Alex, AT&T Community SpecialistProtect it from loss, theft, damage, and more with a cell phone protection plan. Saves you money. Avoid paying up to $1000 for a replacement iPhone if the unexpected occurs. Offers next-day phone replacement. Receive a replacement iPhone in as little as 24 hours. Provides full insurance coverage. Coverage for loss, theft, damage (including ...Hassle-free coverage for all your favorite home tech. With Asurion Home+, you get protection for thousands of eligible devices in your home.Cost to repair cracked screen. I have mobile insurance at $7.99 a month and i just asked what my deductible to get my craked screen repaired and was told it would be $89! What!For 2021, the Medicare Part B monthly premiums and the annual deductible are higher than the 2020 amounts. The standard monthly premium for Medicare Part B enrollees will be $148.50 for 2021, an increase of $3.90 from $144.60 in 2020. The annual deductible for all Medicare Part B beneficiaries is $203 in 2021, an increase of $5 from the annual ...If you're talking about just the glass replacement for a cracked screen glass it's either $29 or $49 depending on what kind of coverage you have. If the whole digitizer is busted, that's not just glass that's an entire front piece replaced which means full deductible. Full deductible is going to depend on the value of your device.approved claim. Deductible amounts are based on deductible tiers. For eligible devices by tier, see the Partial List of Devices Covered by Deductible Tier on page 3 of this brochure. For the deductible amount for your device, go to phoneclaim.com/att or call Asurion at 888.562.8662. Replacement Deductibles for Connected Devices2. _Stealth_ • 1 yr. ago. Apple care is a better value for a single phone. Especially for newer phones where it's 17 to insure a phone per month! If you live in NY you can get it for 8.99 which ends up being a bit of a toss up but the detectable is still high. Personally I would never go with asurions current plans.Insurance deductible creating additional billings on my account. In August my wife broke her Galaxy S6 Edge+ and since she has insurance for it, she requested for a new one. AT&T sent her a replacement Edge+ but it turned out it was a refurbished phone, she didn't like it so we sent it back right away. AT&T have since confirmed receipt of the ...In the charges section of your bill, you'll find promo info. Expand each section and look for: Activity since last bill: We'll show any credits you received. Multi-line display that shows: The product and its regular rate on one line. The product plus the promo description and a credit amount on a second line.So i have an installment plan going and have a few payments left on it. If i file a claim through insurance, am i going to have to pay the remaining balance as well as the deductible?Try to find your phone or device. If you can’t locate it, suspend your service. If it’s stolen, you’ll also want to block your device so it can’t be used on our network. Keep in mind: If you have an installment balance on your lost or stolen device, you still have to pay the remaining balance. You must also stay on an eligible wireless ...

Cell phone insurance can save you money by reducing your out-of-pocket costs if something happens to your phone. Depending on the model, it could cost upwards of $1,000 to replace if you lose it .... Heroldmail

deductible att

The International Criminal Court is being warned by members of Congress in both parties that arrest warrants for senior Israeli officials will be met with U.S. retaliation …Tier A Deductible: $25: AT&T Cingular Flip IV Samsung Galaxy A13 Samsung Galaxy A51/A51 5G; Tier B Deductible: $50-Apple Watch SE GPS + Cellular 40mm (Aluminum Case - All bands) Netgear Nighthawk M6 Samsung Galaxy Watch 5 40 mm; Tier C- Deductible is $125: Apple Watch SE GPS + Cellular 44mm (Aluminum Case - All bands) iPhone SE/SE 2020/SE 2022 64GBBeing Charged for device that I returned. Hi so returned a phone that was damaged back to Att through Asurion, paid the $300 deductible and shipped back with the usps label that Asurion provided back in September. The instructions given did not say to get a tracking number. After speaking with usps, I come to find that all the labels come …Tuesday, August 2nd, 2016 11:32 AM. Deductible is higher than the cost of the phone. Why is that? Morning, Recently I received the new deductible charges for the AT&T Mobile protection Plan. I have an iPhone 4S. the deductible for repair is $150. I find it interesting that I can buy an iPhone 16G 4S for less on Amazon than the deductible costs.ATT has nothing to do with it. They don’t repair and don’t insure your phone. ... First, of all the representative I talked to on the phone with Asurion never advised me of a $49 deductible they told me that it would cost $225 to replace my phone and of course at that time I didn't have $225, that was July 11th, I recently called in to have ...Get a quote now for cell phone insurance through Progressive. Buy online Or call 1-844-571-6742. Protect your phone from drops, spills, cracked screens, theft, vandalism and more with cell phone insurance. Get your quote from Progressive today.If your phone is lost or stolen or destroyed completely, or just quits working and you make a claim under Insurance you will pay a deductible. The deductibles can be anywhere from $75 to $300 depending on the age and value of the phone. With the cost of phones having crept up to $2,000, I expect to see the top tier deductible go up from $300.Get protection support for the machines you count on most for just $34.99/mo plus tax with Asurion Appliance+™. Home tech. You can cover thousands of devices in your home—even future purchases—under a single plan. Phone. It's one of the most important devices you own, and if it breaks, we've got your back.First, the deductible says th... So anyway is broke my S8 that i have had for a year and a half and I am wondering if it would be best for me to either file a claim or just buy a cheap phone instead.Claims will automatically be settled using the deductible credit and the deductible credit will be reset. It has no cash value and the entire credit will be used in the event of a claim. You do not get to choose when to use your deductible credit. As long as the feature is active, the vanishing deductible credit will never go below $100.D) deductible Since you have no deductible, this payment stage doesn’t apply. Stage 2: Initial coverage (After you pay your deductible, if applicable) Retail Cost-Sharing Mail Order Cost-Sharing 30-day supply 90-day supply Tier 1: Preferred Generic $0 copay $0 copay Tier 2: Generic $10 copay $25 copay Tier 3: Preferred Brand 1 $40 copay $100 ...REPAIR OR REPLACE. Depending on what's wrong, we may repair or replace your device. For a cracked screen, we can usually repair it same day. If it’s lost or has other physical …Short answer: It depends on whether you're working for yourself or for an employer. If you're a freelancer, a small business owner, or otherwise self-employed, you can likely deduct at least part of your internet bill. If you're a W-2 employee who works remotely, you can't. (Sorry.)Copayment. A copayment is a fixed amount you pay each time you get a particular type of healthcare service, and copays will generally be quite a bit smaller than deductibles. But deductibles and copays are both fixed amounts, as opposed to coinsurance, which is a percentage of the claim.Medical expense deduction 2023. For 2023 tax returns filed in 2024, taxpayers can deduct qualified, unreimbursed medical expenses that are more than 7.5% of their 2023 adjusted gross income. The 7 ...Health insurance deductibles (and out-of-pocket maximums) are not prorated when a person joins a plan mid-year. They still have to meet the regular annual deductible before post-deductible benefits kick in. There are occasionally exceptions to this rule, when a new health plan will give a person credit for the amount they already …Tuesday, August 2nd, 2016 11:32 AM. Deductible is higher than the cost of the phone. Why is that? Morning, Recently I received the new deductible charges for the AT&T Mobile protection Plan. I have an iPhone 4S. the deductible for repair is $150. I find it interesting that I can buy an iPhone 16G 4S for less on Amazon than the deductible costs.Pay the deductible to get an insurance replacement device. Upgrade by financing an iPhone 13/Pro/Max through att. Don't submit the trade in information online because you don't have the insurance device yet. When you get the insurance device activate it and use it until your new phone comes.Activation: Charge monthly cell phone bill to the eligible card account. Coverage Start: First day of the calendar month following the payment. Coverage Type: Repair or replacement cost of stolen or damaged phones, including cracked screens. Maximum Liability: $800 per claim, subject to a $50 deductible. Limited to two claims per 12-month period.Asurion replaces screens for $29 deductible. It's the same for AT&t Verizon or T-Mobile or if you have insurance through apple . Unfortunately you did not break the screen you broke the back glass. This is not fixable and requires the entire phone be replaced through insurance at full deductible cost. 0.1See page 2 under Replacement for Connected Devices for key terms and conditions. 2 See page 2 under Screen Repair for Eligible Connected Devices for key terms and conditions. IDnotify is provided by a third party provider, Experian, and is available to customers enrolled in AT&T Mobile Protection Pack or AT&T Multi-Device Protection 3.

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